Generally covered under provincial health care plan you might end up with as I mentioned a bill for a semi private or private room while you’re in the hospital so you want some enhanced services send me private a private comment Asians are a good example of something.
You’re gonna pay for prosthetic are generally not covered and that includes all sorts of assertive devices that may not be covered if you want generally a very basic type of artificial limb would be covered but then things like nice artificial limbs or hearing aids or.
The like are not necessarily going to be covered in some provinces diabetic supplies may not be covered unless you get them very specifically in the hospital as part of a regular treatment regime your prescription drugs are not going to be covered and we could go on with the list.
There’s all kinds of things most of your paramedical services and your paramedical services include things like massage or your chiropractics holistic medicine.
That whole range of stuff and then of course most Vision Care is not covered there are exceptions for children and for seniors But for the most part Vision Care is not covered and most dental care is not covered either now there is a range of other services.
That are excluded generally from your provincial plan cosmetic surgery is generally not covered unless it’s medically necessary and elective procedures are also generally not covered and I should mention that not all Canadians.
I necessarily receive coverage under provincial healthcare plan there are some people insurance works it really is going to come down to which of these benefits do I need it doesn’t make sense for everybody to purchase health and dental insurance.
But it certainly does help especially in the instance of a catastrophic claim and as mentioned a self-employed person can benefit substantially from the tax advantages thank you very much we will be covering.